You can get dental insurance in as part of your health insurance policy or as a separate standalone policy. This site can help you save money if you are in need of dental care and you do not have any dental insurance. Dental insurance be purchased anytime of the year. The plans are not required to be purchased during open enrolment or Annual Election Period. Unlike health insurance, the Affordable Care Act (ACA) does not require you to purchase dental insurance. Dental financing is another option if you do not want to buy dental insurance.
Do dentists Allow payment plans?
Majority of dental offices do allow some form of financing. The dentist will require a down payment and many times the financing will require you to pay interest on your balance.
If you need a dental procedure but can’t pay for it immediately, you have to ask about financing or put the charge on a credit card. Financing dental care is common for necessary procedures like cavities, crowns, root canals, and dental implants, as well as cosmetic dental procedures.
What if I just have one Cavity? How much does it cost to get a cavity filled?
A silver amalgam fillings can cost between $75 and $180 for one tooth, a molar may cost more. The more common resin fillings (a tooth colored filing) will cost a $100 – $275 and a molar could cost more. That rates listed are retail rates. People who buy dental insurance through this site pay far less for fillings. Some dental insurance policies cover as much as 80% of the cost of filings.
The tooth colored composite filings may not last as long as the metal, amalgam filings. Teeth clenching and daily dental care can effect the life of a filing.
At any rate it is doubtful any filing will last forever. Eventually all filings need to be replaced.